The Best Cheap Car Insurance in New York for 2021
Get your car insurance today with the cheapest rates you’ll find in New York. MoneyGeek did the work for you, gathering and evaluating a list of insurance companies across the state offering the best car insurance deals. These premium rates are subject to change depending on your driving background, so it is best to compare multiple quotes to make sure you get the best deal. Comparing car insurance premiums from some of the best companies in New York could help you save up to $5,404.
Cheapest Minimum Liability Car Insurance Companies and Quotes in New York
The cheapest car insurance in New York is a minimum coverage policy that only meets the state’s car insurance requirements. If you cause an accident, this liability-only package only covers the other party’s medical and vehicle repair costs but not your own expenses.
The cheapest car insurance companies in New York for minimum coverage are:
- USAA: $902 per year (only available to veterans and current military members)
- GEICO: $1,092 per year
The General is the costliest insurer for minimum coverage, with average yearly prices of $5,352.
Cheapest Full Coverage Car Insurance in New York
A full coverage package costs more than minimum coverage, but it includes higher liability limits and comprehensive and collision insurance. These features will ensure you’re protected against most road accidents and off-road incidents in New York. This policy also shields against the cost of damages to your car, not just others. You should ideally compare car insurance quotes to save money.
The least expensive car insurance providers in New York for full coverage are:
- USAA: $1,622 per year (only available for military members, veterans and their families)
- GEICO: $1,867 per year
The most expensive car insurance for full coverage in New York is The General, costing an average of $7,026 per year.